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Mortgage Compliance Professional of the Month for November 2017: Barbara Kennedy

Congratulations, Barbara Kennedy, on being selected Mortgage Compliance Magazine’s Mortgage Compliance Professional of the Month – November 2017!

Our Mortgage Compliance Professional of the Month, Barbara Kennedy, brings over three decades of industry experience to her role as Mortgage Audit Supervisor, IBC Mortgage, in Austin, Texas. IBC Mortgage is a division of IBC Bank.

As the Mortgage Audit Supervisor, Barbara cultivates compliance management, policies, and procedures to maintain documentation and guidance as regulations evolve, and she is responsible to oversee external compliance monitoring, evaluating results, and developing corrective action plans.  She develops, implements, and manages compliance training programs, and prepares and presents monthly audit reports to the Bank Mortgage Committee.

In her day-to-day activities, Barbara researches, analyzes, monitors, and draws conclusions related to mortgage lending compliance laws and regulations, including but not limited to TRID, HMDA, ECOA, TILA, Fair Housing Act, Fair Lending, Predatory Lending, RESPA, FCRA, FACTA, Privacy, UDAAP, S.A.F.E. Act, and Service Member’s Civil Relief Act. Barbara serves as liaison between corporate compliance and the business unit on compliance issues and changes, and she works with the Division Manager and Operations Manager to evaluate and plan support for regulatory issues and developments.  Among other duties, she conducts regulatory self-audits, third-party audits, HMDA LAR scrubbing and submission, exiting employee audits, mortgage servicing audits, and adverse process of files, and communicates her findings or concerns to the Division Manager and Operations Manager.

“Barbara is a key member of our Leadership Team here at IBC Mortgage.  She is a wealth of knowledge and draws on her decades of experience to ensure that IBC Mortgage is operating as a compliant mortgage division for IBC Bank,” states Dustin A. Wells, Senior Vice President.

Prior to joining IBC Mortgage, Barbara served in diverse roles in support of mortgage lending, including Compliance Specialist, Georgetown Mortgage, Georgetown, Texas; Closing Coordinator/Funder, AmeriPro Funding, Inc., and Foreclosure Specialist IV, OneWest Bank, both in Austin, Texas; Loan Administrative Assistant, RCB Bank, Arkansas City, Kansas; and 28 years in positions in the title insurance industry in Minnesota including more than 15 years in management.

Barbara hales from Grand Rapids, Minnesota, and attended Globe Business College, St. Paul, Minnesota. She has completed numerous banking and mortgage courses of instruction, and holds certificates across many areas, such as Lending Compliance, Mortgage Servicing, Real Estate Lending Compliance, FHA/VA QC, QC for Conventional Loans, and Fair Lending Issues.

Outside of her professional roles, Barbara seeks philanthropic and community endeavors. She has volunteered on employee charity fund raising activities in the past, and she is currently on the waiting list to volunteer with hospice patients.

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