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From the Editor: TRID, Revisited

If you looked at mortgage headlines in the past few months, you might never know that only 18 months ago, the industry was in no small amount of turmoil over the implementation of the new TILA-RESPA Integrated Disclosure (TRID) rule. Despite the chaos in the build-up to implementation and those …

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A New Day

Ready or not, it’s a new year—and what a year it will have to be, if it hopes to top 2016 in newsworthiness. I don’t know what 2017’s first major headline will be (it’s still 2016 as I write this, if I can pull back the curtain a bit), but …

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From the Editor: E Pluribus Unum

As a nation of immigrants, America’s greatest strength lies in its diversity. We are, after all, the melting pot of the world, a country founded on the principle that all voices are equally important, all perspectives cherished. However, for all the strides we’ve made as a nation in advancing diversity …

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Letter from the Editor: All Eyes On You

The point of an effective marketing strategy is to make sure all eyes are on you —all consumer eyes, that is. These days, though, it’s equally (if not more) important to ensure your company is not getting the wrong kind of attention. After all, no one in the mortgage banking …

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Letter from the Editor: Triple Threat

Fraud, data, and risk management. These three topics are among those that will be discussed at the Mortgage Bankers Association’s forum in Los Angeles later this month, and for good reason. As history shows, those mortgage firms that do not adequately monitor and balance these aspects of their business are …

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Letter From the Editor: Rework Your Workflow

Workflow: the process through which a piece of work passes from initiation through completion. From beginning to end, it’s imperative that all of your organization’s processes run like a well-oiled machine; otherwise, your entire operation stands to get bogged down in confusion and inefficiency, costing time and dollars—not to mention …

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Letter from the Editor: The Appraisal Issue

Origination. Servicing. Third-party oversight. eClosing. Cybersecurity. Risk management. Fraud. This is only a fraction of the huge (and still growing) list of regulatory compliance concerns facing the mortgage industry in 2016. It’s no surprise, then, that certain topics sometimes get lost in the shuffle of major headline makers such as …

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From the Editor: Expanding Your Toolkit

If I had to sum up Mortgage Compliance Magazine’s entire existence into a single mission statement, it would be this: We’re here to provide our readers with the tools and strategies to succeed and remain compliant under ever-increasing scrutiny. It’s no great secret that the mortgage industry has become a …

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Compliance Gets Its Day in Court

It’s a somewhat sad fact of life that courtroom proceedings rarely play out as dramatically in the real world as they do in the movies or on television. That doesn’t mean their effects can’t be dramatic, though. Often, even the most mundane, by-the-book cases carry a huge weight, and that’s …

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The New Frontier

The late 1800s and early 1900s were a tumultuous time for the United States. The aftermath of a civil war, a burgeoning industrial economy, and rapidly expanding borders all created a need for improvements in communication and infrastructure. Of course, as they say, necessity is the mother of invention, and …

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