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Editorial

Scams and Schemes

It’s a sad truth in this world that as long as a person has something desirable, there will be others scheming to take it from them. The mortgage industry, as huge as it is, presents an obvious target for fraudsters looking for ill-gotten gains. Unfortunately, even as lenders and servicers …

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Vendor Management: They’re Watching – Are You?

They say no person is an island—we’re all connected with each other through various relationships, and we all sometimes need to leverage those relationships to help us, whether we’re trying to get ahead or simply working to keep afloat in our lives. In a world with as many facets and …

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Here Comes HMDA

We’re just about halfway through 2017, and with the constant waves of negative headlines and partisan bickering dominating the news cycle, no one would probably blame you for urging on the end of the year. Unfortunately, 2018 promises to bring continued challenges for the mortgage industry as the new year …

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From the Editor: TRID, Revisited

If you looked at mortgage headlines in the past few months, you might never know that only 18 months ago, the industry was in no small amount of turmoil over the implementation of the new TILA-RESPA Integrated Disclosure (TRID) rule. Despite the chaos in the build-up to implementation and those …

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A New Day

Ready or not, it’s a new year—and what a year it will have to be, if it hopes to top 2016 in newsworthiness. I don’t know what 2017’s first major headline will be (it’s still 2016 as I write this, if I can pull back the curtain a bit), but …

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From the Editor: E Pluribus Unum

As a nation of immigrants, America’s greatest strength lies in its diversity. We are, after all, the melting pot of the world, a country founded on the principle that all voices are equally important, all perspectives cherished. However, for all the strides we’ve made as a nation in advancing diversity …

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Letter from the Editor: All Eyes On You

The point of an effective marketing strategy is to make sure all eyes are on you —all consumer eyes, that is. These days, though, it’s equally (if not more) important to ensure your company is not getting the wrong kind of attention. After all, no one in the mortgage banking …

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Letter from the Editor: Triple Threat

Fraud, data, and risk management. These three topics are among those that will be discussed at the Mortgage Bankers Association’s forum in Los Angeles later this month, and for good reason. As history shows, those mortgage firms that do not adequately monitor and balance these aspects of their business are …

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Letter From the Editor: Rework Your Workflow

Workflow: the process through which a piece of work passes from initiation through completion. From beginning to end, it’s imperative that all of your organization’s processes run like a well-oiled machine; otherwise, your entire operation stands to get bogged down in confusion and inefficiency, costing time and dollars—not to mention …

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Letter from the Editor: The Appraisal Issue

Origination. Servicing. Third-party oversight. eClosing. Cybersecurity. Risk management. Fraud. This is only a fraction of the huge (and still growing) list of regulatory compliance concerns facing the mortgage industry in 2016. It’s no surprise, then, that certain topics sometimes get lost in the shuffle of major headline makers such as …

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