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Compliance

Measuring Your Compliance Management System Through Customer Complaints

Measuring Your Compliance Management System Through Customer Complaints

by Michelle Canter The Consumer Financial Protection Bureau (CFPB) marked its third anniversary in July.…

The Brave New World of Consumer Compliance: Coping with Expanding and Evolving UDAAP Standards

The Brave New World of Consumer Compliance: Coping with Expanding and Evolving UDAAP Standards

By Andy Sandler Compliance has changed from a checklist-based, technical science to a principles-based, qualitative…

Recent Deceptive Advertising Rulings Emphasize Need for Strong Marketing Compliance Review Policies and Procedures

Recent Deceptive Advertising Rulings Emphasize Need for Strong Marketing Compliance Review Policies and Procedures

by Jason McElroy & Sebastian Forgues The Federal Trade Commission (FTC) announced on June 10,…

Come Visit MCMag at MBA Regulatory Compliance Conference

Come Visit Mortgage Compliance Magazine at our booth at the MBA Regulatory Compliance Conference, Washington, D.C., Sept 28-30, 2014!

Top Recent Articles

RESPA/TILA Integrated Disclosure Rule Wake Up Call

by Rich Andreano The August 1, 2015 effective date for the RESPA/TILA Integrated Disclosure Rule (Rule) is fast approaching.  For mortgage companies believing that their loan origination system vendor will provide for the implementation of the Rule, this is your wake up call. Loan origination system vendors will bear the brunt of developing the software…

RESPA/TILA Integrated Disclosure Rule Wake Up Call

Mortgage Servicing – Regulators Find Fertile Ground

For mortgage servicing companies, the Consumer Financial Protection Bureau’s (CFPB) mortgage servicing rules implemented in January of this year are just the tip of the iceberg. If servicers have not yet addressed it, this segment of the financial services industry must now implement “bank-like” compliance management programs to mitigate risk. There is a snowball of…

Mortgage Servicing – Regulators Find Fertile Ground

Measuring Your Compliance Management System Through Customer Complaints

by Michelle Canter The Consumer Financial Protection Bureau (CFPB) marked its third anniversary in July. From the outset, the CFPB has promised to use consumer complaints in deciding which nonbank companies to examine. State regulators have long-since used complaints as a risk factor to identify and target licensees, including multi-state examinations. The consumer complaint spotlight…

Measuring Your Compliance Management System Through Customer Complaints

Risk Management, Quality Control & Statistics (Part 2)

by Kaan Etem This is the second part of a two-part series. The first part can be found here. Basic Statistical Terms Statistical sampling in loan QC involves the drawing of a limited sample of units from a larger population of units, with the intention of making inferences about the population, with more or less…

Risk Management, Quality Control & Statistics (Part 2)

RESPA/TILA Integrated Disclosure Rule Wake Up Call

by Rich Andreano The August 1, 2015 effective date for the RESPA/TILA Integrated Disclosure Rule (Rule) is fast approaching.  For mortgage companies believing that their loan origination system vendor will provide for the implementation of the Rule, this is your wake up call. Loan origination system vendors will bear the brunt of developing the software…

RESPA/TILA Integrated Disclosure Rule Wake Up Call

Regulatory

RESPA/TILA Integrated Disclosure Rule Wake Up Call

RESPA/TILA Integrated Disclosure Rule Wake Up Call

by Rich Andreano The August 1, 2015 effective date for the RESPA/TILA Integrated Disclosure Rule (Rule) is fast approaching.  For mortgage companies believing that their loan origination system vendor will provide for the implementation of the Rule, this is your…

CFPB Narrows it’s Focus to Non-Depository Lenders: Expanding HMDA Reporting

CFPB Narrows it’s Focus to Non-Depository Lenders: Expanding HMDA Reporting

by Mitch Kider In today’s environment, compliance with fair lending requirements is a critical aspect…

Winning the HMDA Data War

Winning the HMDA Data War

Digging through more current HMDA data uncovers a goldmine of actionable information By Rebecca Walzak…

Raising the Bar on Diversity and Inclusion: Dodd-Frank’s Proposed Diversity Standards

Raising the Bar on Diversity and Inclusion: Dodd-Frank’s Proposed Diversity Standards

By Brian Pedrow & Ashley L. Wilson The mortgage industry knows the compliance bar has…

Legal

Measuring Your Compliance Management System Through Customer Complaints

Measuring Your Compliance Management System Through Customer Complaints

by Michelle Canter The Consumer Financial Protection Bureau (CFPB) marked its third anniversary in July.…

CFPB Narrows it’s Focus to Non-Depository Lenders: Expanding HMDA Reporting

CFPB Narrows it’s Focus to Non-Depository Lenders: Expanding HMDA Reporting

by Mitch Kider In today’s environment, compliance with fair lending requirements is a critical aspect…

Trends in Mortgage Licensing

Trends in Mortgage Licensing

by Bennet Koren Holding the correct licenses is the cornerstone of an effective compliance program…

RESPA/TILA Integrated Disclosure Rule Wake Up Call

RESPA/TILA Integrated Disclosure Rule Wake Up Call

by Rich Andreano The August 1, 2015 effective date for the RESPA/TILA Integrated Disclosure Rule (Rule) is fast approaching.  For mortgage companies believing that their loan origination system vendor will provide for the implementation of the Rule, this is your…

300x150 Alphabet Soup of Mortgage Compliance
Mortgage Compliance Round Table Discussions

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