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Compliance

Inside Fannie Mae: Making Credit Available and Managing Risk with Kimberly Johnson

Inside Fannie Mae: Making Credit Available and Managing Risk with Kimberly Johnson

By Mary Thorson “Ultimately‚ we measure our progress not only by paying taxpayers and improving…

Using Compliance to Transform Operational Efficiency

Using Compliance to Transform Operational Efficiency

by Nicolle Nelson The business world is filled with stories about companies that faced certain…

The Mortgage Industry – The Cost Burden

The Mortgage Industry – The Cost Burden

By Wes Miller As the mortgage industry hurries to comply with Dodd-Frank rules, it faces…

Social Media Compliance: There is No Escape

Social Media Compliance: There is No Escape

by David K. Stein, Esq. There is no escape. Facebook, LinkedIn, SnapChat, Twitter. Social media…

Monitoring Neighborhood Watch: Effectively Managing Your FHA Business

by Brideen Gallagher If you are a lender originating any FHA loans, you are (or should be) familiar with the compare ratio, which is the value that reveals the largest discrepancies between the lender’s default and claim percentage and the default and claim percentage to which it is being compared. The percentages being compared are…

Monitoring Neighborhood Watch: Effectively Managing Your FHA Business

Mortgage Servicing – Regulators Find Fertile Ground

For mortgage servicing companies, the Consumer Financial Protection Bureau’s (CFPB) mortgage servicing rules implemented in January of this year are just the tip of the iceberg. If servicers have not yet addressed it, this segment of the financial services industry must now implement “bank-like” compliance management programs to mitigate risk. There is a snowball of…

Mortgage Servicing – Regulators Find Fertile Ground

Inside Fannie Mae: Making Credit Available and Managing Risk with Kimberly Johnson

By Mary Thorson “Ultimately‚ we measure our progress not only by paying taxpayers and improving the housing finance system‚ but also by the difference we make in people’s lives.”– Fannie Mae Effective management of residential mortgage loan portfolio and credit function risk is fundamental to the safety and soundness of the home mortgage market, the stability…

Inside Fannie Mae: Making Credit Available and Managing Risk with Kimberly Johnson

The Future of Processing Quality Control Reviews

By Mike Vitali Operating an efficient and effective Quality Control (QC) program has always been a key objective for mortgage lenders in managing overall risk. The days of randomly pulling hard copy closed loan files containing hundreds of documents and delivering them to in-house QC staff or shipping them to a Third Party QC vendor…

The Future of Processing Quality Control Reviews

The Mortgage Industry – The Cost Burden

By Wes Miller As the mortgage industry hurries to comply with Dodd-Frank rules, it faces a huge hurdle: the ability to evolve while keeping customers happy. Just as Blockbuster struggled by continuing to charge late fees and requiring in-person pickup and drop off (which seemed inevitable until Netflix came along), the mortgage industry needs to…

The Mortgage Industry – The Cost Burden

Regulatory

The Mortgage Industry – The Cost Burden

The Mortgage Industry – The Cost Burden

By Wes Miller As the mortgage industry hurries to comply with Dodd-Frank rules, it faces a huge hurdle: the ability to evolve while keeping customers happy. Just as Blockbuster struggled by continuing to charge late fees and requiring in-person pickup…

Social Media Compliance: There is No Escape

Social Media Compliance: There is No Escape

by David K. Stein, Esq. There is no escape. Facebook, LinkedIn, SnapChat, Twitter. Social media…

Payment Processing: Part I

Payment Processing: Part I

by Vince Spoto This is the first part of a two-part series. Timely and accurate…

New Guidance by CFPB Related to Mortgage Servicing Transfers

New Guidance by CFPB Related to Mortgage Servicing Transfers

by Debbie Hoffman There has been much discussion surrounding new servicing rules issued in the…

Legal

Bringing “Non-Intrusive Compliance” to the Mortgage Mainstream with CRM Technology

Bringing “Non-Intrusive Compliance” to the Mortgage Mainstream with CRM Technology

by Paul Zoukis While there continues to be a great deal of uncertainty surrounding the…

RESPA/TILA Integrated Disclosure Rule Wake Up Call

RESPA/TILA Integrated Disclosure Rule Wake Up Call

by Rich Andreano The August 1, 2015 effective date for the RESPA/TILA Integrated Disclosure Rule…

Measuring Your Compliance Management System Through Customer Complaints

Measuring Your Compliance Management System Through Customer Complaints

by Michelle Canter The Consumer Financial Protection Bureau (CFPB) marked its third anniversary in July.…

Monitoring Neighborhood Watch: Effectively Managing Your FHA Business

Monitoring Neighborhood Watch: Effectively Managing Your FHA Business

by Brideen Gallagher If you are a lender originating any FHA loans, you are (or should be) familiar with the compare ratio, which is the value that reveals the largest discrepancies between the lender’s default and claim percentage and the…

300x150 Alphabet Soup of Mortgage Compliance
Mortgage Compliance Round Table Discussions

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