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Compliance

Social Media Compliance Predictions for 2015

Social Media Compliance Predictions for 2015

by Dan Carroll Social media is widely used by loan officers in the mortgage industry…

Marketing Lessons Learned the Hard Way

Marketing Lessons Learned the Hard Way

By Howard Lax and Melissa Bridges After more than a decade of loan advertisements that…

The Clarity and Action of the CFPB

The Clarity and Action of the CFPB

By Scott Flaherty Fear.  Dread.  Confusion.  Concern.  These are feelings normally experienced when meeting with…

CFPB Continues to Push HUD’s Sham ABA Policy

by Jason W. McElroy & Jeffrey P. Blackwood On February 9, 2015, in CFPB v. Borders & Borders, PLC, the U.S. District Court for the Western District of Kentucky denied the Defendants’ motion for judgment on the pleadings (MJP), finding the CFPB’s (Consumer Financial Protection Bureau) allegations of Real Estate Settlement Procedures Act (RESPA) Section…

CFPB Continues to Push HUD’s Sham ABA Policy

Social Media Compliance Predictions for 2015

by Dan Carroll Social media is widely used by loan officers in the mortgage industry for good reason: today’s buyers rely on peer recommendations on social networks to help inform their purchasing decisions—even big ones like a new home. Social media sites like Facebook and Twitter are changing the way homes are bought and sold.…

Social Media Compliance Predictions for 2015

Advanced Compliance With eDisclosures and eClosings

By Harry Gardner The Challenge The requirements of TILA-RESPA reform have created a host of challenges for mortgage lenders and their technology providers. The specifics of “Know Before You Owe,” or TILA-RESPA Integrated Mortgage Disclosures, have been covered extensively – three-day disclosure requirements both at application and approaching closing, tolerances on fee changes, and much…

Advanced Compliance With eDisclosures and eClosings

Social Media Compliance Predictions for 2015

by Dan Carroll Social media is widely used by loan officers in the mortgage industry for good reason: today’s buyers rely on peer recommendations on social networks to help inform their purchasing decisions—even big ones like a new home. Social media sites like Facebook and Twitter are changing the way homes are bought and sold.…

Social Media Compliance Predictions for 2015

Harmonizing Regulations Can Help Jumpstart the Mortgage Market

By Bill Cosgrove There’s no longer any doubt about the effect of overly complicated and burdensome rules on the mortgage market. This entangled web of overlapping regulations is stifling the mortgage markets and is ultimately affecting lenders’ abilities to best serve their customers. Harmonizing regulations can and will help jumpstart today’s sluggish housing market. On…

Harmonizing Regulations Can Help Jumpstart the Mortgage Market

Regulatory

Harmonizing Regulations Can Help Jumpstart the Mortgage Market

Harmonizing Regulations Can Help Jumpstart the Mortgage Market

By Bill Cosgrove There’s no longer any doubt about the effect of overly complicated and burdensome rules on the mortgage market. This entangled web of overlapping regulations is stifling the mortgage markets and is ultimately affecting lenders’ abilities to best…

State Regulatory Issues Update – April 2015

State Regulatory Issues Update – April 2015

Colorado Homestead Exemption Recorded Instrument Requirements – The state of Colorado modified its provisions regarding…

State Regulatory Issues Update

State Regulatory Issues Update

New York Adopts Provisions Regarding Force-Placed Insurance – The New York Department of Financial Services…

Technology Needs in a Post-TRID Environment

Technology Needs in a Post-TRID Environment

by Eric Rawlings After almost 40 years, the mortgage industry is going to undergo a…

Legal

Police Blotter: Hudson County Man Admits Role in $13 Million Mortgage Fraud Scheme

Police Blotter: Hudson County Man Admits Role in $13 Million Mortgage Fraud Scheme

U.S. Attorney’s Office March 09, 2015 District of New Jersey (973) 645-2888 CAMDEN, NJ—A Hudson…

Kickbacks & Unearned Fees, One More Time

Kickbacks & Unearned Fees, One More Time

In October 2014, one of the Weekly NewsLINEs was dedicated to compliance with Section 8…

CFPB Takes Action Against Mortgage Companies For Misrepresenting U.S. Government Affiliation

CFPB Takes Action Against Mortgage Companies For Misrepresenting U.S. Government Affiliation

CFPB Sues Mortgage Lender for False Reverse Mortgage Ads; Orders Others to End Deceptive Advertising…

CFPB Continues to Push HUD’s Sham ABA Policy

CFPB Continues to Push HUD’s Sham ABA Policy

by Jason W. McElroy & Jeffrey P. Blackwood On February 9, 2015, in CFPB v. Borders & Borders, PLC, the U.S. District Court for the Western District of Kentucky denied the Defendants’ motion for judgment on the pleadings (MJP), finding…

300x150 Alphabet Soup of Mortgage Compliance
Mortgage Compliance Round Table Discussions

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