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Compliance

Two Little Words with a Big Compliance Punch: Purpose and Collateral

Two Little Words with a Big Compliance Punch: Purpose and Collateral

“They’re buying a house.” What picture popped into your mind when you read that? Was…

TRID – Are You Aware?

TRID – Are You Aware?

By John Vong Since the early 1970’s, two Federal laws, the Truth in Lending Act…

TILA/RESPA Integrated Disclosure Rule Implementation: What Technology Can’t Do

TILA/RESPA Integrated Disclosure Rule Implementation: What Technology Can’t Do

by Richard Andreano The use of technology will be important to the implementation of the…

TILA-RESPA implementation: What are you waiting for?

By Howard Lax Dire warnings to prepare for implementation of the Consumer Financial Protection Bureau’s (CFPB) integrated TILA-RESPA disclosures are largely ignored. Most of the mortgage industry appears oblivious to the pending implementation debacle awaiting the industry. There are plenty of webinars and seminars outlining the requirements of the rule, but few programs point out…

TILA-RESPA implementation: What are you waiting for?

Mortgage Servicing – Regulators Find Fertile Ground

For mortgage servicing companies, the Consumer Financial Protection Bureau’s (CFPB) mortgage servicing rules implemented in January of this year are just the tip of the iceberg. If servicers have not yet addressed it, this segment of the financial services industry must now implement “bank-like” compliance management programs to mitigate risk. There is a snowball of…

Mortgage Servicing – Regulators Find Fertile Ground

Two Little Words with a Big Compliance Punch: Purpose and Collateral

“They’re buying a house.” What picture popped into your mind when you read that? Was it a couple or family standing by the curb of a suburban residential neighborhood gazing lovingly at a little cape cod? Or, was it more akin to a couple of guys in khakis and polo shirts making an assessment of…

Two Little Words with a Big Compliance Punch: Purpose and Collateral

The Future of Processing Quality Control Reviews

By Mike Vitali Operating an efficient and effective Quality Control (QC) program has always been a key objective for mortgage lenders in managing overall risk. The days of randomly pulling hard copy closed loan files containing hundreds of documents and delivering them to in-house QC staff or shipping them to a Third Party QC vendor…

The Future of Processing Quality Control Reviews

The TILA-RESPA Integrated Disclosures: The Beginner’s Guide to Implementation

by Richard Horn The industry has waited decades for a single disclosure regime to comply with the requirements of Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA). Each time it seemed as if it might happen (for example, in the late 90s or around 2010). It never did, but the rule…

The TILA-RESPA Integrated Disclosures: The Beginner’s Guide to Implementation

Regulatory

The TILA-RESPA Integrated Disclosures: The Beginner’s Guide to Implementation

The TILA-RESPA Integrated Disclosures: The Beginner’s Guide to Implementation

by Richard Horn The industry has waited decades for a single disclosure regime to comply with the requirements of Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA). Each time it seemed as if it might happen…

What is the Definition of Application?

What is the Definition of Application?

By Josh Weinberg Among the many challenges of implementing the TILA-RESPA Integrated Disclosure (TRID) Rule…

TRID – Are You Aware?

TRID – Are You Aware?

By John Vong Since the early 1970’s, two Federal laws, the Truth in Lending Act…

TRID Integration: The Challenges of Implementation

TRID Integration: The Challenges of Implementation

By Melanie Feliciano The TILA-RESPA Integrated Disclosure (TRID) Rule (Rule) presents an enormous regulatory change…

Legal

TRID Integration: The Challenges of Implementation

TRID Integration: The Challenges of Implementation

By Melanie Feliciano The TILA-RESPA Integrated Disclosure (TRID) Rule (Rule) presents an enormous regulatory change…

Two Former Will County Bank Officials Plead Guilty To Concealing Loan Delinquencies of Two Customers

Two Former Will County Bank Officials Plead Guilty To Concealing Loan Delinquencies of Two Customers

U.S. Attorney’s Office December 08, 2014      Northern District of Illinois (312) 353-5300 CHICAGO—A former…

Monitoring Neighborhood Watch: Effectively Managing Your FHA Business

Monitoring Neighborhood Watch: Effectively Managing Your FHA Business

by Brideen Gallagher If you are a lender originating any FHA loans, you are (or…

TILA-RESPA implementation: What are you waiting for?

TILA-RESPA implementation: What are you waiting for?

By Howard Lax Dire warnings to prepare for implementation of the Consumer Financial Protection Bureau’s (CFPB) integrated TILA-RESPA disclosures are largely ignored. Most of the mortgage industry appears oblivious to the pending implementation debacle awaiting the industry. There are plenty…

300x150 Alphabet Soup of Mortgage Compliance
Mortgage Compliance Round Table Discussions

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